Welcome to THE VILLAGE BANK website. We hope you will find this site to answer most, if not all your questions about the services we offer. We have been in banking for over 85 years.
TAX RETURN IDENTITY THEFT
We have been hearing and seeing on the television, newspapers, radio, etc., about people's tax returns being returned due to identity theft. What we are asking you, our customer, if you have had this happen to do the following: 1) contact the IRS Field Office in Fairview Heights 2) file a police report 3) contact Social Security office 4) contact the three credit reporting bureaus.
If you are having a problem with Bill Pay, please call the toll-free number 1-855-889-6491.
HOW TO SIGN UP FOR INTERNET STATEMENTS
Signing up for internet bank e-mail statements is very easy. All you have to do is go to the statement tab on your account. Read the disclosure agreement and fill out the necessary information at the end of it. That's it. You will receive an e-mail whenever your statements are ready to view. The statement will have a retention period of a year starting with the April statements.
NOTICE OF EXPIRATION OF THE TEMPORARY FULL FDIC INSURANCE COVERAGE FOR NONINTEREST-BEARING TRANSACTION ACCOUNTS
By operation of federal law, beginning January 1, 2013, funds deposited in a noninterest-bearing transaction account(including an Interest on Lawyer Trust Account) no longer will receive unlimited deposit insurance coverage by the Federal Deposit Insurance Corporation (FDIC). Beginning January 1, 2013, all of a depositor's accounts at an insured depository institution, including all noninterest-bearing transaction accounts, will be insured by the FDIC up to the standard maximum deposit insurance amount ($250,000), for each deposit insurance ownership category.
For more information about FDIC insurance coverage of noninterest-bearing transaction accounts, visit http://www.fdic.gov/deposit/deposits/unlimited/expiration.html
For transfers to be posted same-day, they need to be done by 5:00 P.M., otherwise they will post on the next business day.
When you are trying to set up a transfer on the internet for the first time, please contact the bank before you do this. We have to have an agreement signed by you.