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WELCOME
Welcome to THE VILLAGE BANK website. We hope you will find this site to answer most, if not all your questions about the services we offer. We have been in banking for over 85 years.
BANK CLOSE
We will be closed on Monday, February 20, 2012, in observance of President'sDay.
SAVINGS BOND
THE U.S. TREASURY WILL NO LONGER ACCEPT PAPER SAVINGS BOND REQUEST AFTER DECEMBER 31, 2011. WE WILL NOT ACCEPT THE PAPER FORMS AFTER DECEMBER 27, IN ORDER TO MAKE SURE THAT THEY GET TO THE TREASURY IN TIME.
FRIDAY HOURS AT ST LIBORY
STARTING FRIDAY, MARCH 4, 2011, THE VILLAGE BANK WILL HAVE THEIR DRIVE-UP OPEN TILL 6:00 P.M. THE DRIVE-UP WILL HAVE THE EXTENDED HOURS ON FRIDAYS ONLY. THE LOBBY WILL NOT BE OPEN.
NON-PARTICIPATING BANK IN BANK BAILOUT
THE VILLAGE BANK has chosen not to participate in the FDIC's Transaction Account Guarantee Program. Customers of THE VILLAGE BANK with noninterest-bearing transaction accounts will continue to be insured through December 31, 2013, for up to $250,000 under the FDIC's general deposit insurance rules.
NOTICE OF CHANGES IN FDIC INSURANCE
All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.
The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, money-market deposit accounts, and Interest on Lawyers Trust Accounts ("IOLTAs").
For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.
INTERNET TRANSFERS
For transfers to be posted same-day, they need to be done by 5:00 P.M., otherwise they will post on the next business day.
When you are trying to set up a transfer on the internet for the first time, please contact the bank before you do this. We have to have an agreement signed by you.
QUICKEN AND MICROSOFT MONEY
We have made an upgrade of service in internet banking for you. You can now use your Quicken software or Microsoft Money software with our internet banking product.
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